Privacy Policy

We use your information for the following purposes:

1. To Provide and Maintain the App
   • Ensuring the functionality of expense tracking, budgeting, and multi-user wallet management features.
   • Facilitating the optional data synchronization across your devices.
2. To Improve User Experience
   • Enhancing and personalizing your experience by analyzing usage trends and user feedback.
   • Diagnosing App crashes or other technical issues.
3. To Communicate with You
   • Sending you updates, security alerts, and administrative messages.
   • Responding to your inquiries and providing user support.
4. To Enforce Our Terms and Policies
   • Ensuring compliance with our Terms of Service and other legal obligations.
   • Protecting our rights, privacy, safety, or property and/or that of our users.
5. For Analytics and Service Improvements
   • Tracking usage patterns to maintain and improve the quality of our App.
   • Analyzing anonymized or aggregated data to gain insights into user needs and enhance the App’s features.

We respect your privacy and do not sell or rent your personal information to third parties. We may share your information only in the following circumstances:

1. Service Providers
   • We may employ third-party companies or individuals to facilitate or provide certain services (e.g., server hosting, analytics). These third parties have access to your personal information only to perform tasks on our behalf and are obligated not to disclose or use it for any other purpose.
2. Legal Requirements
   • We may disclose your information if required by law or in response to lawful requests by public authorities (e.g., a court or a government agency) or to protect or defend our rights and interests.
3. Business Transactions
   • In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred. We will notify you if such a transfer occurs and becomes subject to a different Privacy Policy.

We retain your personal information only as long as is necessary to provide our services and fulfill the purposes outlined in this Privacy Policy. If you choose to delete your account within the App, all associated data will be removed from our servers and you will no longer have access to your personal data through the App.

We take reasonable measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction, including:

• Encrypting data in transit (e.g., using SSL/TLS) to protect information you provide.
• Limiting access to personal information to authorized personnel who need it for operational purposes.
• Reviewing our information collection, storage, and processing practices to guard against unauthorized access.

However, no method of electronic transmission or storage is 100% secure. While we strive to protect your personal data, we cannot guarantee its absolute security.

The App is accessible to individuals of all ages, including children. We do not knowingly collect any personally identifiable information from children under the age of 13 without parental consent. If you believe we may have inadvertently collected such information, please contact us at [email protected], and we will promptly take steps to delete the information.

Our services are operated and managed on servers located in Dublin, Ireland. If you are located outside of this region, please note that your information may be transferred to and processed in the country where our servers reside, which may have data protection rules different from your country of residence. By using our App, you consent to this transfer and processing in accordance with this Privacy Policy.

You have the right to access, correct, or delete your personal information at any time. You can do so by:

1. Accessing and Editing Your Data
   • Through the App’s settings, you can review and update your personal information.
2. Deleting Your Account
   • You may delete your account within the App, and we will remove all associated data from our servers.
3. Choosing Not to Sync
   • You can choose not to enable the optional data synchronization feature, in which case your data will remain on your device(s) only and will not be stored on our servers.

If you have any questions or concerns regarding your privacy rights, you can contact us at [email protected].

We may update our Privacy Policy from time to time. When we do, we will revise the “Effective Date” at the top. If the changes are significant, we may also provide additional notice (such as sending a notification within the App or via email). We encourage you to review this Privacy Policy periodically to stay informed about our practices.